jeffdi Posted January 9, 2005 Share Posted January 9, 2005 Had the accident christmas eve (not my fault) a royal mail van pulled out and slamed into the side of my car and pushed me into the railings so both sides are recked,can anyone tell me if they think it's going to be a right off. if so do you think it would be a good idea to by it back off of the insurance company and any idea of how much .thanks Jeff. Quote Link to comment Share on other sites More sharing options...
jonshaw_uk Posted January 9, 2005 Share Posted January 9, 2005 what are the specs of the car - age, model , milage etc? Quote Link to comment Share on other sites More sharing options...
jeffdi Posted January 9, 2005 Author Share Posted January 9, 2005 The car is a 94 J Speck tt 75000 miles on the clock. Quote Link to comment Share on other sites More sharing options...
Soonto_HAS_soop Posted January 9, 2005 Share Posted January 9, 2005 I's say write off, lookng at the nearside it's not to bad, but the offside will look quite bad for an insurance company. Quote Link to comment Share on other sites More sharing options...
bedlam Posted January 9, 2005 Share Posted January 9, 2005 I would say yes it's a write off, but could be repaired ok. Andy Quote Link to comment Share on other sites More sharing options...
jeffdi Posted January 9, 2005 Author Share Posted January 9, 2005 Does anybody know how much it would be to buy back from the insurance company? Quote Link to comment Share on other sites More sharing options...
CJ Posted January 9, 2005 Share Posted January 9, 2005 Does anybody know how much it would be to buy back from the insurance company? Thats impossible to say as the insurance company would set the value and that is if they wanted to sell it back. Some insurance companies catergoricaly refuse to sell the salvage back to the owners. Quote Link to comment Share on other sites More sharing options...
Ian C Posted January 9, 2005 Share Posted January 9, 2005 If it was someone else's fault, ie the royalmail van, they will have to pay to repair it, they can't write off *your* car unless it's physically impossible to repair safely, only your insurance co can do that. They can offer you a buyout but you don't have to take it. As far as I know anyway -Ian Quote Link to comment Share on other sites More sharing options...
Jake Posted January 9, 2005 Share Posted January 9, 2005 That's very interesting, Ian. I wonder if it's correct Quote Link to comment Share on other sites More sharing options...
toyotasuprauk Posted January 9, 2005 Share Posted January 9, 2005 Sorry to hear you've had this accident! I would say its defiantly fixable but the insurance will class it an uneconomical repair. Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted January 9, 2005 Share Posted January 9, 2005 Can I use the right hand picture in my instructions on how (not) to remove the old intercooler when fitting one of my uprated units please? :littled: Quote Link to comment Share on other sites More sharing options...
jeffdi Posted January 20, 2005 Author Share Posted January 20, 2005 just been in touch with the insurance .the car is a right off thay have valued it at a ridicules £4500.00 i dont no how they got this figure but i no that i will be fighting it. Quote Link to comment Share on other sites More sharing options...
Ian C Posted January 20, 2005 Share Posted January 20, 2005 Bastards bastards bastards. I don't understand this, the other vehicle was at fault, their insurance should pay for your car to be fixed, as long as it's safe to do so. Surely it's not the other driver's insurance company telling you it's written off and it's worth £4500?! -Ian Quote Link to comment Share on other sites More sharing options...
lightwave Posted January 20, 2005 Share Posted January 20, 2005 Yeah, I'd like to know what happens with this. If you can let us know what they say about how they came to that stupid figure and how you get on fighting it. It's a bit of a concern to the rest of us who estimate the value of our cars based on what we know is the UK market rate, and the insurance company is dictating to us that we're getting it wildly incorrect. Sucks. Quote Link to comment Share on other sites More sharing options...
dude Posted January 20, 2005 Share Posted January 20, 2005 Can I use the right hand picture in my instructions on how (not) to remove the old intercooler when fitting one of my uprated units please? :littled: See , a front mount would have been fine !!!!! Dude Quote Link to comment Share on other sites More sharing options...
MichaelG Posted January 20, 2005 Share Posted January 20, 2005 They will have valued it at that simply because its an Import. A guy i know wrote off his L-Reg Impreza WRX Import with 45k on clock and they offered him £2000 !! He held out though and got £4500. The car will be "seen" in their eyes as a write-off because with that damage it is obvious the chassis leg will have been damaged. In that case they will base that 50% of the value of the car is £2250 and it will cost a shedload more to repair a J-Spec than that so they formally write it off. Someone will probably be able to repair it for a lot less than that if they are in the know though. My mate does damaged repairables for a living, and itd amazing the damage i see and he fixes the most unfixable of cars at prices you wouldnt believe! Michael Quote Link to comment Share on other sites More sharing options...
dude Posted January 20, 2005 Share Posted January 20, 2005 They will have valued it at that simply because its an Import. A guy i know wrote off his L-Reg Impreza WRX Import with 45k on clock and they offered him £2000 !! He held out though and got £4500. The car will be "seen" in their eyes as a write-off because with that damage it is obvious the chassis leg will have been damaged. In that case they will base that 50% of the value of the car is £2250 and it will cost a shedload more to repair a J-Spec than that so they formally write it off. Someone will probably be able to repair it for a lot less than that if they are in the know though. My mate does damaged repairables for a living, and itd amazing the damage i see and he fixes the most unfixable of cars at prices you wouldnt believe! Michael theres a good chance thats missed the leg dude !!!! Dude Quote Link to comment Share on other sites More sharing options...
MichaelG Posted January 21, 2005 Share Posted January 21, 2005 theres a good chance thats missed the leg dude !!!! Dude oops lol Was just trying to keep the guys chin up and not be too detailed lol Quote Link to comment Share on other sites More sharing options...
Guest Paul Webster Posted January 21, 2005 Share Posted January 21, 2005 Most Insurance companies will offer you a low figure because they hope that you need the money to buy a vehicle quickley. You'll probably find that the Royal Mail are self insured, they'll have a company who will handle the claim for them and in turn will probaly sub-contract an engineer for there professional opionion You'll have to provide evedence off how much your Supra is worth by providing adverts of similar spec vehicles age etc etc, look for a lengthy battle. Do not let a salvage company pick up the vehicle until the cheque has arrived, if the vehicle is at a garage make sure they are under instruction not to let it go without your say so. This hurts them the most £10-15 storage charges per day, helps speed up the claim. If you are truly in love with your vehicle and you know 2 bodyshops who you trust, get them to do written quotes and submit them as an alternative. I could tell you some rates of salvage but then you would know as much as me. Good Luck Quote Link to comment Share on other sites More sharing options...
Sharpie Posted January 21, 2005 Share Posted January 21, 2005 Some of these "pro" opinions are based on Autotrader prices but, they will hear what you have to say if you can back up your claims. Good Luck. Quote Link to comment Share on other sites More sharing options...
supRo Posted January 22, 2005 Share Posted January 22, 2005 Hey, Sorry to hear about your car, hope you've mailed the postmans nads in the postbox? Couple of pointers: "Write off" means beyond economical repair only. Once that has been established it will be categorised by either a "D" = light damage, once repaired can be put back on road, "C" = More serious than "D" and can be put onto road after repair and new MOT. Category B and A mean it's only suitable for scrap/spares. I think it's up to the insurance company if they'll give your car back to you if it's a write off. Go to at least three reputable accident bodyshops to give an opinion and if they contest the insurance company findings, get them to send you a letter though they may charge about a tenner for this. It may be worth going through an accident management company. If they definitely think it's the other parties fault, they deal with most of the headache. I did that and on an old Rover 620, I got £2600 and I thought it was worth a grand less! Good luck Quote Link to comment Share on other sites More sharing options...
lightwave Posted January 22, 2005 Share Posted January 22, 2005 Good point. I went through one of those companies when my Civic got hit by a taxi. They claimed liability and I didn't have to do anything except point their insurance company in the direction of the solicitors for the accident management company when they phoned me. I used Paragon - give them a call for some advice if you like: 0161 447 8982 http://www.paragonconsultants.co.uk Good luck! Keep us appraised. Quote Link to comment Share on other sites More sharing options...
supRo Posted January 22, 2005 Share Posted January 22, 2005 I used Paragon too! I think it was a chap called mark I spoke too..few years ago. The solicitor they appointed was very good. They provided a free courtesy car. As it's a middle man sorting out your claim, your 'No claims bonus' status is not affected as is the case if you go through your insurer directly. The settlement took about a year as opposed to two years with my previous accident. Quote Link to comment Share on other sites More sharing options...
jeffdi Posted January 23, 2005 Author Share Posted January 23, 2005 Thanks for all the replys. Just spoke to the insurance company and they say the car is a catogory C rightoff, so I can put it back on the road after all the repairs and m.o.t have been done.They say I can buy the car back for 20% of the settlement figure.I will be buying the car back don't know yet if i'll fix it or sell it as it is I will let you all know how the settlement figure turns out. Quote Link to comment Share on other sites More sharing options...
jeffdi Posted February 4, 2005 Author Share Posted February 4, 2005 Spoke to insurance company today and they have now revalued the car at £8,400 thats more like it, they say it was originally valued as a non-turbo.They are charging me £1600 to buy the car back,so I'm going to put the car back on the road and as soon as i've received the cheque i'll be looking on here for parts. Quote Link to comment Share on other sites More sharing options...
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