Safely Insured
-
Posts
1165 -
Joined
Content Type
Profiles
Forums
Store
Blogs
Events
Downloads
Supra Articles
Gallery
Everything posted by Safely Insured
-
Hi, we have a price match service with our underwriters but if we use this, we need to see the quotation in wiring to confirm it is like for like. Thanks - - - Updated - - - I can only assume that it was not like for like but feel free to PM me if you'd like me to shed some light on this.
-
I wouldn't say our underwriters' exclusion of a postcode area means we are knobs but thank you none the less for the feedback. The issue we have in Manchester is that we specialise in the typical cars that are the first to go missing or be vandalised, over £2 paid for every £1 taken in premiums.
-
Thanks for the feedback Lee. You'll find good bunch of this board bit if not, pop over and see me on the IMOC stand at Japfest, I have a wide arch Mk1 Mr2 and I'm always happy to talk. Cheers Ollie
-
We've got better things to do than sign up fake usernames so please welcome your new member as you would anyone else. Thanks
-
Welcome back to Sky Insurance Shane, thanks for posting. Drop me a PM if you have any queries. Kind regards Ollie Tel: 01707 642552
-
Very much appreciated, you spoke to my colleaue Alex in our renewals team, I've passed the feedback on to her. You know where I am if you have any queries. Kind regards Ollie tel: 01707 642552
-
If you need any further assistance, feel free to PM us. Funnily enough, we are picking up a lot of returning customers at the moment. Thanks Ollie Sky Insurance Tel: 03303 331250
-
You may find that your current insurer will either not invite a renewal or your price will go through the roof. There are a number of insurers who have popped up in the last couple of years, have written business too cheap and are now dealing with the knock on effect. You are of course welcome to get in touch Tel: 03303 331250
-
70% current renewal retention rate and prices not going up unless there is a change of circumstances..
-
Hi, feel free to read your renewal letter again, the text you need is under the signature in red ink. We use the price match guarantee on a daily basis but not every policy will be matched. The guarantee is subject to underwriter's acceptance and minimum premiums. Thanks
-
Hi, happy to shed some light non this, I'll just need a PM with your details. The price match refers to like for like policies, the common issue is that often the cheaper policies are not on a like for like basis. Thanks
-
Insurance prices are tailored to the risk presented, it may be expensive when you compare it to what you pay, but then you are a different insurance risk.
-
Thanks for the feedback, I have passed this on to both of our Lukes in the office as I am not sure which one you dealt with. If you have any queries throughout your policy, please feel free to PM us. Thanks Ollie Sky Insurance Tel: 03303 331250 http://www.skyinsurance.co.uk/car-club-insurance.html
-
We only cover in the UK (Mainland) area I'm afraid.
-
Certain brokers are given scope to move on screen rates, some move more than others in a bid to undercut their competitors, underwriters are wise to this and will keep a very close eye, also if the broker is 'too cheap' (selling policies for less than are being paid out through claims) they'll either take away the scope to move on price, take away the facility for that certain vehicle or stop dealing with the broker full stop.
-
It's not a question I can answer I'm afraid as I am not the agreed valuation underwriter. I do have an influence though and my personal thoughts are that this R34 is over priced.
-
I'm not sure what you mean by price fixing but in this scenario, yes , individual insurers will dictate to their brokers what price they want for a risk.
-
Yes, this is how the industry works, same goes for us and other brokers. If a customer is insured with one underwriter, we cannot undercut using the same underwriter.. having said that, it happens, often, some cases go through, some do not.
-
It's nice to get answers thought isn't it? Even if said answers cause more confusion
-
Hi, I'll drop you a PM, inbox now clear, thanks for that. We're on 03303 331250 for reference Ollie
-
I think you guys are reading too much into what other people pay and other's circumstances. Insurance is tailored to risk, risks differ, insurers differ, there is no set norm. Perhaps there should be a norm, but there isn't.
-
Family Fleet Policy - example 2 Couple, aged early 40's, HP (Herfordshire) postcode. All cars kept off road and alternated between garages and driveways: Mildly modified R34 GTR (agreed valuation @ £25k) Highly modified and engine swapped Mk2 Honda CRX (£8k agreed valuation) Standard late model Mk2 Mr2 (£4k agreed valuation) Standard Landrover Discovery (£10k value) Annual premium £1890
-
It was a statement made with no reasoning.. now I know the reasoning, it has been answered. I cannot decipher everything written on forum. If the statement has been written and backed up with reason, I wouldn't see it as an issue. In answer...
-
Sure, I'll get another customer's permission and will report back.
-
Ok, hopefully I've explained how and why insurance prices will differ earlier in the thread in a way that will clear this up.
