Safely Insured

Sorry didn't make myself clear. When I refer to a mirror bonus policy it mens we allow the equivalent discount from the first policy to the second policy without actually using the no claims bonus. So your policy has 1 yrs ncb but your discount is 65%.

Unfortunately that can happen, the company we have you insured with specalises in Japanese and modified cars. So they are not always going to be the cheapest for an Audi, thats why will can only quote you there premium mid term and look at other insurers at renewal. Jae

seems I bit expensive to me as well. Are you sure the advisor understod that you had max bonus on another policy with us. We do have a scheme that enables you to mirror your no claims bonus across more than one policy. If you call back ask the advisor to refer your quote to Jae, I am at another branch today but they can still reach me. Jae Sky Insurance

How very dare you. It is an essential part of my job to monitor the forum. I have even convinced my boss that it is excellent for brand awareness to get a top ten score on Yeti Pentathalon.

I see no other solution.. We will settle this like men. Jae

:rlol: :rlol: nice one

£1100 is about the average price for a large single with us i'm afraid

Glad to hear it. Yes we are open Saturday until 1pm. Luke will be in. Jae

I spend months trying to find good staff and train them to understand japanese/modifed cars. Convince underwriters that I can still make them a profit if they reduce their premiums, whilst still convering mods like for like and offering agreed values. Speak to clubs and convince them to recommend us to their members. Then people still take my rate back to their old brokers and hand them over the cash. I'm not blaming anyone for trying to save as much money as they can. Akk I'm saying is, if I am going to buy something and two people offer a similar price I would buy it from the one I felt happier talking to. I certainly wouldn't give my money to someone I felt had tried to rip me off moments early. Jae

what value did you request the insurance be agreed at?

you should have your modification form returned, stamped with a letter confiming that all disclosed mods are covered on a like for like basis. This is enclosed with your policy documentation and valuation letter.

Hi Greg this is Jae, not Scott I will contact you tomorrow as I will need to see your file inorder to rectify this situation and I am not in the office today.

The insurance company's will give us the rate that they would like the renewal premium invited at. Due to the fact the private car insurance industry has lost money consistantly for years beacuse of increased claims cost and the introduction of banks and supermarkets selling policies they are trying to increase their premium income. As a broker we will argue the point that if the insurer inceases our rates we become uncompetitve and lose business to our competitors. That is why we have a price gaurentee that allows us to match a competitors price at renewal subject to written proof within 14 days.

yeah phones are fine now.

we have had some problems with the phone system over the last few days. It is being sorted at the moment. If you ever have trouble getting threw just send me a PM or email [email protected] which will go to me or Scott. Jae

when I first set up the the agreed value scheme the maximum value we could insure was 15K. However I can now refer this to the underwriters for vehicles up to 20k, but they want cat one alarm and a tracker fitted and sometimes put a miles restriction on to the policy. J

Tax with a cover note - YES! Providing the cover note is valid and in date, it is perfectly normal to obtain tax with a cover note, and I believe it even says on your Road Fund Licence notification form that either a valid certificate or cover note is required. If you were to pay your insurance over 11 months via direct debit, then you would of course receive your certificate as soon as confirmation from the finance provider has been received saying that all is OK. Not getting your policy until the last payment has been paid on direct debit would just be daft!! Don't forget that insurance is one of those 'behind the scenes' industries, meaning that as long as you've paid, or are paying your insurance, and have supplied all required documentation etc, then you are insured. An insurance certificate or cover note is just evidence that cover is in force. Again, please feel free to PM or speak to me if you have any queries. Scott @ Sky Insurance

Strange?!!? What do you mean by "Strange" ?!?! /vbb/images/smilies/bbcode_shock.gif

Hi Sheefa, With every new insurance policy taken out with us, a full policy summary for the insurer (with the full poilcy being available upon request), our terms of business, and a breakdown of the cover requested and supplied is sent to each customer along with the initial cover note. If somebody has chosen to pay by our own instalment plan, the annual certificate will be processed and sent once the final instalment has been paid, but a cover note (which is after all a temporary certificate) is sent to our customers each month as evidence of cover. As required, we state this in our instalment agreement form. Hopefully the reasoning behind this is self evident. If anybody has any questions, please feel free to PM me or alternatively call on 0208 364 5500 Cheers, Scott @ Sky Insurance.

RBS are taking over the world

Hello all, Be a bit careful with 'Driving Other Cars' as it's a common misconception that Comprehensive cover automatically allows this benefit. In fact, age and occupation are the main factors in deciding if Driving Other Cars is available. We're here to 6pm Mon - Fri, and until 1pm on Saturdays so please feel free to give us a call if you'd like to discuss this. Tel no 08701 121 759 Scott @ Sky Insurance

Hi, Sorry, somebody should have mentioned this to you. If you have a Supra GZ, our database only lists these an Aero. We've tried to get this changed, but it's proving difficult to do! Don't worry though, we'll have the car listed on our system as a non-aero version, and the premium quoted will not have been loaded in any way at all. Any problems, please call or PM me. Scott @ Sky Insurance

I going to the show on Sunday with some Sky goodie bags, and guess what will be in them. J

The question is did the car hit the open door or did opening the door hit the car. Without any independant witnesses the claim will probleby be settled 50/50.