OK here's something that brings up a black cloud over my head every time I think of it and now I'm stuck.
Last June my mate asked me to lend him £1500. He is a good mate, known him for years, so no problem. So I lend it him, and 2 months later he pays it back in full, as agreed. Problem is, the money doesn't appear in my account. It doesn't take long to find out why - I checked the email I sent him and it turns out I wrote down the wrong bank account number, it was wrong by one digit. My fault
My bank say that someone else has recieved the money and there is nothing they can do about it. All they can do is pass on a letter from me asking them to return the money. Which I have, and surprise surprise, no reply. Oh and banks being banks, it's taken 6 months to get this far.
So I'm £1500 down, all because I did a mate a favour, and because of my stupidity in giving the wrong number.
So the dilemma is - seeing as it was my error, but it was a favour to him, do I ask him to pay a) any of it b) some of it c) none of it?
Thoughts please folks, and in the unlikely event it was someone here who has my £1500, please do the right thing.