Insurers are unlikely to ever pay out any more than you insure the car for and I'm beginning to wonder if I have my car a little under insured at £5,000. The car is a near show condition 1996 TT in white, 6 speed manual. I've owned the car since 1998 so I've put it through every MOT which, incidentally, it's always sailed through.
The car runs as well as I remember it did in 13 years ago. Mileage is 99K though it's pretty much been my second car for the last 8 years so only does about 4,000 a year. So, with full synthetic oil change every 4K miles for a good few years now it really should be running well.
The car is a grey import model.
Seeing what peeps are looking for similar cars I'm wondering if I may need more like £9,000 to guarantee an equivalent car. Does owning the car for 13 years add value were I looking to sell it on?