Ok after shopping and with Sky Insurance ending up with a disappointing service, I have a great renewal else were.
All mods declared, like for like cover. Car valued at £14k. Protected no claims. Total excess £350. Insured to drive anyone else's car. Up to £100,000 legal cover.
Little about me:
I'm 27 with 3 points SP30.
8 years no claims bonus (protected aswell:))
Had my licence for 9 1/2 years
I use it everyday as my daily runner so domestic use and pleasure. So I'm covered for all my uses.
Said I do about 4k a year
I do live in a pretty nice area (not to far from a crappy area lol)
£555 fully comp
Thanks HIC