Hi Ollie,
Thanx for the reply and for taking the time to look into this. Sorry for the delay, I've got a lot on at the min.
Yeah I don't claim to be an expert on insurance so maybe I have got it wrong?
I thought.....
0 years no claims = Either
a) New Driver.
b) Accident prone driver.
c) Bad Area/Security, Car has been stolen. = High risk to insure = Cost more.
15 years no claims = Either or
a) Experienced Driver.
b) Careful Driver.
c) Good Area/Security, Car has not been stolen. = Low risk to insure = Cost less.
Is that not right??
As for the alarm, I was told that it would be added to the policy but the price I paid stays the same.
It gets better.....
I was then told that because the alarm was fitted before I got the car I would need to get it certified at my cost, but this still would not effect the policy price.
So in effect its costing me more to have a CAT 1 Alarmed car.
Hope that makes it a bit clearer. I have PM'd you the info you asked for.
Thanx again
Steve
UPDATE: Issues resolved
Seems like it was a paperwork/communication error. The car WAS insured as having CAT 1 and 9 years NCB (Max for Sky). The alarm does need testing but not the full certificate. Now it makes sense!!!
Thanx again for clearing this up Ollie
Steve