I don't know why everyone is thinking I'd expect to get everyone penny back I've spent on my car, nor do I understand why people are assuming I modify my car to increase it's value I think everyone needs to take a step back and actually read what I've been saying, rather than some of the tangeted replies.
I'm saying, that in the event of incident that is not my fault, I am legally entitled to be compensated for my loss so I am in the same position as I was before hand i.e I have the same or similar car as before the event of the collision. If things cannot be righted by rectifying the problem physcially, then people usually recieve momentary compensation for their loss i.e, whip lash - it can't be righted physcially per se, so they recieve a momentary sum to compensate for it. The actual value of what it would cost to put me back in that situation is not what I'm refering to, it could be little. If I could go out the day after an incident that resulted in a write off and buy my exact same car for £10K then that's what I would get paid out, because I could buy that car and be in the exact same position as I was before the accident - fine. But that is unlikely to be the case with such a bespoke car, which is why it would get complicated, but at no point along the line should the innocent party be in a 'worse' position than before the incident - please note that I am refering to being the victim of a collision, not the person that that causes the crash and is claiming of his / her own policy which might be a decent agreed value one of soemthing basic perhaps?
Let’s just consider why vehicles get written off in the first place. It’s simply because it is cheaper to put someone back into the exact same position they were in before the collision (by funding a replacement car) than it is to provide repairs to reach the same objective (putting them back in the same position as they were before the collision).
One of the reasons I pay (as with many others) an ample premium on my daily driver slow diesel, is not to provide me with more than ample cover, it's to cover other people, because who know's.. one day you may fall asleep at the wheel and end up driving onto a raileway line is Selby.